MARYLAND · MILITARY RELOCATION
Expert guidance for military PCS moves, VA home purchases and sales, and choosing a Maryland community that fits your duty station, commute, budget, and lifestyle.
Schedule a ConsultationLocal Knowledge. Military Experience.
I’m Diana Tommingo, a full-time Military Realtor® serving Maryland and the National Capital Region. I help military and civilian clients navigate real estate decisions with local market knowledge and an understanding of the demands of relocation.
A Personal Connection to Military Life
My connection to the military is personal. My husband, Elliot Tommingo, is a retired U.S. Marine Corps Major who served as Director of the DC Mayor’s Office of Veterans Affairs from 2019 to 2023. Through our family’s experience, I understand that military life often requires difficult decisions on demanding timelines. That perspective shapes how I approach each relocation—with an appreciation for the service member’s mission, the family’s needs, and the importance of finding the right home during a major transition.
Military PCS Relocation Guide
A military relocation to Maryland means choosing a home that fits your duty station, commute, housing budget, and family needs. From communities near Joint Base Anacostia-Bolling and Joint Base Andrews to areas serving Naval Support Facility Indian Head and other regional assignments, I help military buyers compare Maryland communities and navigate their PCS home search.
Explore communities by county to narrow your search based on your duty station, commuting routes, housing priorities, and day-to-day needs.
Annapolis, Edgewater, Glen Burnie, Odenton, Pasadena, Severn
Indian Head, Hughesville, La Plata, Waldorf
Columbia, Clarksville, Laurel
Bethesda, Chevy Chase, Gaithersburg, Germantown, Laurel, Potomac, Rockville, Silver Spring
National Harbor, Brandywine, Bowie, Clinton, College Park, Fort Washington, Greenbelt, Hyattsville, Upper Marlboro
Military Relocation · Maryland
A PCS move involves more than finding a home. Your duty station, reporting date, commuting options, housing budget, and family priorities all influence where you should buy. I help military buyers and sellers evaluate communities across Maryland and coordinate their real estate transactions, including when they are still stationed elsewhere.
For Buyers
Compare Maryland communities based on your installation, commute, housing budget, transportation options, schools, and family priorities. Whether you are considering Odenton, Bowie, Waldorf, Bethesda, or another community, evaluate the actual route to your reporting location before deciding.
If you are relocating from another duty station, virtual tours, video walkthroughs, and neighborhood previews can help you evaluate properties remotely and narrow your options before traveling to Maryland.
I help coordinate property evaluations, offers, inspections, negotiations, and settlement while you manage PCS orders and responsibilities at your current location.
For Sellers
PCS reporting dates and orders can affect your selling timeline. Build a strategy around your departure date, property condition, current market conditions, and plans for your next assignment.
Coordinate pricing, preparation, photography, and showings around your relocation schedule. A clear plan helps you get your property ready while managing the other details of your move.
If your next assignment takes you out of the area, I can help coordinate showings, review offers, manage negotiations, and work with the transaction team through inspections and closing while you are away.
Financing & Real Estate Guidance
Understanding your financing options can help you make an informed home purchase or sale. I help military buyers and sellers navigate the real estate side of VA financing, including VA purchase loans and homes with assumable VA mortgages across Maryland.
VA Purchase Loans
Eligible buyers may qualify to purchase a home with no down payment, subject to VA eligibility, lender approval, and the terms of the transaction.
VA-backed purchase loans generally do not require monthly private mortgage insurance, which can reduce the ongoing cost of homeownership compared with some other loan types.
Consider property prices, property taxes, commuting costs, and your housing budget when comparing communities across Maryland.
Your VA-approved lender can explain eligibility, funding fees, closing costs, and applicable exemptions. Certain borrowers, including eligible Veterans receiving qualifying disability compensation, may be exempt from the funding fee.
Assumable Mortgages
A buyer may be able to take over an eligible existing VA mortgage, subject to approval by the loan servicer and applicable requirements. The buyer does not necessarily have to be a Veteran.
If the existing mortgage has a lower rate than currently available financing, an assumption may offer a financial advantage worth exploring.
Buyers generally need funds or other approved financing to cover the difference between the purchase price and the remaining mortgage balance, along with applicable transaction costs.
An eligible Veteran buyer may be able to substitute their entitlement for the seller's, subject to applicable requirements. The seller should confirm release from liability and entitlement implications with the servicer.
For Home Sellers
An assumable VA mortgage with an attractive interest rate may be a selling point for buyers who qualify and can manage the difference between the price and the remaining loan balance.
The interest rate, remaining balance, monthly payment, and required equity contribution can all affect whether an assumption is practical for a potential buyer.
The servicer controls the assumption approval process and can explain required documentation, qualifications, timing, and any applicable fees.
If you are relocating, coordinate the potential assumption process with your moving schedule, sale preparation, contract dates, and next housing plans.
VA loan eligibility, down payment requirements, funding fees, assumption approval, entitlement, and release from liability depend on individual circumstances and applicable VA, lender, and servicer requirements. Consult your lender or loan servicer for advice specific to your situation.
Real Estate Services
Buyer Benefits
Buyer credits for military, first responders, educators & more.
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VA loans, PCS moves & local home-buying guidance.
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Strategic marketing for military homeowners.
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Personalized Real Estate Guidance
Whether you're preparing for a PCS move, buying with a VA loan, exploring a VA loan assumption, or planning to sell your home, let's discuss your goals and develop a strategy that fits your needs.
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